Insurance claim guides

Written for homeowners and renters, not lawyers. General information — your policy and state rules control.

Hurricane prep: the 60-minute documentation checklist

Before the storm: walkthrough video, high-value pass, serial plates, and getting the backup off the property.

What to do after a house fire: insurance claim checklist

First 48 hours, the fire report, ALE money for a hotel, and why smoke damage counts.

Water damage claims: act in the first 24 hours

Stop, document, dry. Why mold deadlines quietly kill claims.

After a burglary: filing a theft claim that gets paid

Police report first, serial numbers second — the exact order that works.